Enter each card’s balance, APR, minimum payment, and your total budget. The calculator funnels every extra dollar to the card with the highest APR (Debt Avalanche). Example: $5,000 @ 18.9 % (min $120) and $3,200 @ 22.5 % (min $90) paid with $550/month clear in roughly 16 months, saving about $900 in interest. Average U.S. APR is 22.77 % (Federal Reserve, 2023).
Enter your card balance, planned monthly payment, and the daily interest rate to see exactly how many months—and years—you need to become debt-free. The tool applies a logarithmic formula that reflects daily compounding but monthly payments, so results stay close to real-world billing cycles. Average U.S. credit-card APR reached 22.77 % in 2023 (Federal Reserve, 2024).
Use two GDP figures—this year and last year—to see growth in seconds. Enter, press Calculate, and the tool shows the percent change. For example, $24 T to $25 T ⇒ 4.17 % growth. Global GDP expanded 3.1 % in 2022 (World Bank, 2023).
This DCF tool converts your renewable project’s future earnings into today’s dollars using tariff, output, WACC and years. A 5.8 % global average WACC for renewables sets a useful benchmark (IEA, 2022).
An excess-reserves calculator shows how much of your deposits sit above the legally required minimum, letting you steer liquidity fast. In 2023, U.S. commercial banks held roughly $3.2 trillion in reserve balances (Federal Reserve, 2023).
Unlock the power of economic analysis with our Real GDP Calculator. Discover how to accurately measure economic growth, compare international markets, and make informed decisions. From students to policymakers, this tool simplifies complex calculations. Ready to revolutionize your economic insights? Explore now!
Unlock the full potential of your solar energy system with our Project Efficiency Calculator. Discover how to evaluate performance, optimize design, and make data-driven decisions for your solar projects. From residential installations to large-scale farms, this tool empowers you to maximize efficiency and ROI. Ready to revolutionize your solar strategy? Learn how to harness the power of project efficiency today!
Unlock the power of financial foresight with our Discount OPEX Calculator. Discover how to accurately assess long-term operational costs, compare projects effectively, and make data-driven decisions. From manufacturing to real estate, learn how this tool revolutionizes financial planning across industries. Ready to optimize your expenses? Dive in now!
The Herfindahl-Hirschman Index (HHI) adds the squares of each firm’s market-share percentage to show how concentrated a market is; scores above 2,500 flag high concentration under U.S. antitrust guidelines (DOJ, 2023).
