The tool converts four numbers—price, down-payment %, term, and rate—into your monthly mortgage and full amortization. Key formula: $$M = P times rac{r(1+r)^{n}}{(1+r)^{n}-1}$$. For instance, a $660 000 loan at 3.2 % over 18 years ≈ $4 026/month. Average 30-year fixed rate is 6.63 % (Freddie Mac PMMS, 2023).
Use the calculator to enter four numbers—property price, down-payment %, loan term, and interest rate—and it instantly returns your monthly payment, total interest, and a month-by-month amortization table. For example, a $350 000 home with 20 % down at 3.5 % over 30 years costs about $1 258 per month, while a $600 000 home with 10 % down at 5 % over 25 years costs roughly $3 157. Average U.S. 30-year fixed rate in 2023 was 6.54 % (Freddie Mac PMMS, 2024).
Use the mortgage calculator to preview loan size, monthly payment, and lifetime interest. Enter property price, down-payment %, term, and rate, then press Calculate. Example: a $1.7 million home, 12 % down, 30 years, 3.8 % annual interest ≈ $6,970/month. Average U.S. 30-year fixed rate was 6.79 % in June 2024 (Freddie Mac PMMS, 2024).
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EBITDA equals operating profit plus non-cash depreciation and amortization. Analysts use it because 77 % of U.S. M&A deals quote EBITDA multiples (PwC 2023 M&A outlook). The free tool below adds your three inputs and shows the result instantly.
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Use EPS ÷ DPS to spot dividend safety fast; ratios above 2 mean earnings cover payouts twice over, a level many analysts call “comfortable” (Dividend Coverage Ratio — Investopedia, https://www.investopedia.com/terms/d/dividendcoverageratio.asp).
Declining balance depreciation multiplies a fixed annual rate by the asset’s opening book value, producing larger write-offs early in its life. In 2022, 32 % of U.S. corporations elected accelerated depreciation on fixed assets (IRS SOI Table 3, 2023).
