Yield to maturity (YTM) shows the annualised return you lock in by buying a bond today and keeping it to maturity. Enter coupon, face value, market price and years; the calculator reveals the approximate YTM in seconds. Investors use YTM to benchmark bonds inside the $10.5 trillion U.S. corporate bond market (SIFMA, 2023).
Compute a weighted average by multiplying each value by its weight, adding the products, then dividing the sum by 100. This blends numbers according to real-world importance. A 2023 CFA Institute survey found 91 % of portfolio managers rely on weighted averages when forecasting portfolio returns (CFA Institute, 2023).
Total stock return tells you the real gain from a stock—price change plus dividends divided by your starting cost. The S&P 500 has delivered about a 10 % annual total return over the long run (S&P Dow Jones Indices, 2023).
The calculator shows the taxable yield a bond must earn to equal a tax-free yield. Divide the tax-free rate by one minus your marginal tax rate; e.g., 5.10 % ÷ (1 – 0.30) = 7.29 %. The top U.S. marginal income-tax rate is 37 % (IRS, 2023). Use the tool to see if a taxable bond really beats your municipal bond after taxes.
The zero-growth dividend model finds a stock’s fair price by dividing its constant dividend by your required return. For instance, a $2.40 annual dividend and a 6.8 % hurdle rate give a value of $35.29—right on your screen in a single click. About 40 % of S&P 500 firms pay stable or slowly-growing dividends (S&P Global, 2023).
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The calculator multiplies your principal by the annual rate and the time in years; $$I = P rac R{100} times T$$. Add that interest to the principal for the total. A $8,750 loan at 3.75 % for 2.5 years costs $820.31 interest—11 % of the principal (Investopedia, https://www.investopedia.com/terms/s/simple_interest.asp).
Enter any chemical formula, press “Calculate,” and the tool sums IUPAC atomic masses to deliver molecular weight plus ±SD in under 0.1 s for molecules ≤1 000 atoms (IUPAC, 2021).
