This tool adds your starting balance to every monthly deposit you plan, then multiplies by the number of months you will save. Result: a clear dollar total you can act on. U.S. households saved 4.1 % of disposable income in 2023 (BEA.gov, 2023).
Use the calculator to enter your last basic + DA, total full years and extra months worked; it instantly applies the legal 15/26 formula to show your payable gratuity. Gratuity is tax-free up to ₹20 lakh (Income Tax Act §10(10), 2023).
Unlock the power of fundamental analysis with our Book Value Per Share Calculator. Discover how this essential metric can reveal hidden investment opportunities, compare companies effectively, and track financial health over time. Ready to make smarter investment decisions? Learn how BVPS can transform your approach to stock valuation.
Use the Loan Affordability Calculator to see how much you can safely borrow: enter your yearly income, yearly expenses, loan term (months), and rate. A 2022 CFPB review found borrowers who keep total debt payments below 36 % of gross income default 33 % less often (CFPB, 2022).
Enter face value, purchase price, and days to maturity; the calculator returns the annualised Bond Equivalent Yield—e.g., $1,200 bought for $1,050 maturing in 180 days equals 28.9 %. U.S. Treasury bills can mature in as little as four weeks (TreasuryDirect.gov).
Enter your tax-inclusive price, choose the VAT rate, press “Calculate”—the tool instantly shows the net price and tax amount. Over 160 countries now apply VAT or GST systems (OECD, 2021), so a quick calculator prevents manual mistakes and speeds up invoicing.
Annual Debt Service Coverage Ratio (ADSCR) shows how many dollars of adjusted cash flow you have for every dollar of annual principal + interest; lenders usually want ≥ 1.25 × before approving new credit (Moody’s Project Finance Methodology, 2023).
Market capitalization equals share price multiplied by shares outstanding. Enter both numbers and the tool displays company value instantly. 72 % of global equity value resides in firms worth over $10 billion (World Federation of Exchanges, 2023).
Use the Retirement Goals Calculator: enter your age, target retirement age, yearly spending, expected retirement income and an inflation rate. The tool returns your inflation-adjusted annual shortfall. Example: a 40-year-old aiming to retire at 67 with $55 000 expenses and $20 000 income needs about $51 600 per year. 53 % of U.S. workers fear outliving their savings (Schwab Retirement Study, 2023).
