Use the CAGR calculator by entering your starting amount, final amount and the number of years; it returns the average yearly growth rate. For example, $3,200 growing to $5,000 in 4 years equals 11.8 % CAGR. The S&P 500’s long-term CAGR is about 10 % (Damodaran, 2023).
This JavaScript calculator lets you project the lump sum created when you deposit the same amount at the end of each year and earn compound interest. Enter the yearly payment, a decimal rate, and years; it instantly applies $$FV = PMT times frc{(1+r)^n - 1}{r}$$ to show your future value. A $2,000 annual deposit earning 5 % for 20 years grows to $66,400—over three times the cash you put in (U.S. SEC compound-interest chart, 2023).
Quickly find today’s value of equal yearly payments: type the payment, interest rate, and years, then read the present-value result. The calculator applies the ordinary-annuity formula, identical to what finance textbooks teach. Annuity sales reached a record $310 billion in 2022, showing how widely these products are used (LIMRA Secure Retirement Institute, 2023).
Your money doubles when the natural-log formula hits 2. For example, a 7.3 % annual return compounded monthly grows twofold in roughly 9 years 6 months (Finance Formulas, 2023).
Estimate your annual take-home pay in seconds: enter salary, bonuses, tax rate and deductions—the tool subtracts taxes and extras to show net income. U.S. employees keep roughly 74 % of their total compensation as wages after employer-paid benefits (BLS Employer Costs, 2023).
You reach any savings goal by subtracting current savings from the target and dividing the remainder by your monthly contribution. Example: wanting $15,000, having $3,000, and saving $600 a month equals 20 months to succeed. U.S. households saved 4.1 % of disposable income in 2023 (BEA, 2024).
Estimate the monthly amount you need to invest for retirement in seconds. Enter your age, target retirement age, current nest-egg, goal, and expected return; the tool computes a precise monthly contribution using compound-interest math. Americans live 79.1 years on average (CDC, 2022), so planning early matters.
Run the calculator by entering your loan start date, balances, rate, term, any extra payment and payment frequency; it instantly shows payoff date, interest saved and payments shortened. Adding just $200 to a $300 000, 4 %, 30-year loan can cut interest by roughly $54 000 (Bankrate, https://www.bankrate.com).
Use this Investment Calculator to see how your money could grow when you combine a lump-sum with monthly deposits. Enter four numbers—starting amount, monthly contribution, years, and annual rate—and the tool instantly applies monthly compounding. Compound interest generates roughly 80 % of long-term equity gains (JP Morgan Guide to the Markets, 2023). Adjust any field to test new scenarios and keep your financial plan on track.
