The calculator reveals the lump-sum balloon balance after your scheduled payments. Enter loan amount, payment, periodic rate, and number of payments; it instantly shows what you will still owe. A $180,000 loan with $1,100 monthly payments at 0.6 % interest for 48 months leaves about $178,903 unpaid. Balloon loans typically span 5–7 years (CFPB, 2022).
Unlock the power of compound interest with our Future Value of Annuity Calculator. Discover how small, regular investments can grow into substantial wealth over time. Whether you're planning for retirement, saving for education, or setting financial goals, this tool empowers you to make informed decisions. Start planning your financial future today!
Entering two values lets you see how fast you are growing; U.S. firms posted an average 8.4 % revenue jump in 2022 (Statista, 2023).
Compare a tax-free bond’s yield with a taxable one in seconds. Enter the bond’s yield, your marginal tax rate, press “Calculate”, and the Tax-Equivalent Yield (TEY) appears. TEY = Yield ÷ (1 – Tax Rate). For example, a 3.10 % muni bond equals a 3.78 % taxable bond at an 18 % bracket. The U.S. top federal rate is 37 % (IRS, 2023).
Use the calculator by entering net income and dividends; it returns the retention ratio—the share of earnings kept for reinvestment. S&P 500 companies retained roughly 69 % of their 2022 profits (FRED, 2022).
This calculator divides your loan amount by the property’s appraised value to show your Loan-to-Value (LTV) ratio; lenders normally require private mortgage insurance when LTV exceeds 80 % (CFPB, 2023).
Unlock the power of financial foresight with our Present Value of Annuity Due Calculator. Discover how to accurately value future payment streams, make informed investment decisions, and plan for a secure financial future. From retirement planning to lease evaluations, harness this tool's potential. Ready to take control of your finances? Learn more now!
The calculator multiplies each start-of-period deposit by one extra compounding period, so an annuity due can finish about 5 % larger than an ordinary annuity at a 5 % rate (Damodaran, 2020).
Regular payments grow faster than you think: depositing $250 each month at 4 % earns roughly $16,600 in five years (Bankrate FV Calculator, https://www.bankrate.com/calculators). Use this tool to enter any payment, period count and rate, then see your future balance instantly.
