Enter the nominal return and inflation rate; the tool applies the formula $$ rac{1+R}{1+I}-1$$ to reveal your real return. Example: 8.3 % with 3 % inflation gives 5.15 %. Knowing this matters: U.S. CPI inflation has averaged 3.2 % a year since 1913 (BLS, 2024), eroding unadjusted gains.
The calculator multiplies each asset’s weight by its expected return, sums the products, and reports the portfolio’s expected return. 83 % of advised investors rely on expected-return projections when setting allocation (Vanguard, 2022).
Use the CAGR calculator by entering your starting amount, final amount and the number of years; it returns the average yearly growth rate. For example, $3,200 growing to $5,000 in 4 years equals 11.8 % CAGR. The S&P 500’s long-term CAGR is about 10 % (Damodaran, 2023).
This JavaScript calculator lets you project the lump sum created when you deposit the same amount at the end of each year and earn compound interest. Enter the yearly payment, a decimal rate, and years; it instantly applies $$FV = PMT times frc{(1+r)^n - 1}{r}$$ to show your future value. A $2,000 annual deposit earning 5 % for 20 years grows to $66,400—over three times the cash you put in (U.S. SEC compound-interest chart, 2023).
Quickly find today’s value of equal yearly payments: type the payment, interest rate, and years, then read the present-value result. The calculator applies the ordinary-annuity formula, identical to what finance textbooks teach. Annuity sales reached a record $310 billion in 2022, showing how widely these products are used (LIMRA Secure Retirement Institute, 2023).
Your money doubles when the natural-log formula hits 2. For example, a 7.3 % annual return compounded monthly grows twofold in roughly 9 years 6 months (Finance Formulas, 2023).
Estimate your annual take-home pay in seconds: enter salary, bonuses, tax rate and deductions—the tool subtracts taxes and extras to show net income. U.S. employees keep roughly 74 % of their total compensation as wages after employer-paid benefits (BLS Employer Costs, 2023).
You reach any savings goal by subtracting current savings from the target and dividing the remainder by your monthly contribution. Example: wanting $15,000, having $3,000, and saving $600 a month equals 20 months to succeed. U.S. households saved 4.1 % of disposable income in 2023 (BEA, 2024).
Estimate the monthly amount you need to invest for retirement in seconds. Enter your age, target retirement age, current nest-egg, goal, and expected return; the tool computes a precise monthly contribution using compound-interest math. Americans live 79.1 years on average (CDC, 2022), so planning early matters.
