Use our Net Operating Income (NOI) Calculator to find property profit fast: enter rental and other income, subtract operating costs, and the tool returns NOI instantly. Because 90 % of commercial real-estate investors review NOI before buying (Deloitte 2023 Commercial-Real-Estate Outlook, https://www2.deloitte.com), you stay aligned with industry practice.
Compute your property’s gross operating income by simply adding rental and other income; the figure shows total cash inflow before expenses. Median U.S. gross rent jumped 9 % in 2022 (U.S. Census Bureau, 2023).
Gross Scheduled Income (GSI) equals the rent you collect plus the rent you could collect if every unit were filled. For example, $8,200 in paid rent plus $600 in vacancy loss yields a GSI of $8,800—your property’s true earning ceiling. Roughly 55 % of U.S. rental properties experience some vacancy each year (Census Rental Housing Survey, 2022).
Estimate today’s worth of any uneven cash-flow stream by adding each cash flow divided by (1+its discount rate)^year. A 2023 corporate survey shows most firms use 6–10 % discount rates when valuing projects (Damodaran, 2023). Use our calculator: enter years, CF₀, each yearly cash flow and rate, then read the net present value—positive means value creation.
Credit-card interest compounds daily, so paying more than the minimum can cut payoff time by years. The average U.S. card APR reached 20.68 % in 2023 (Federal Reserve, 2023).
The calculator divides your total liabilities plus debts by your income to reveal your leverage ratio—the share of borrowed money in each dollar you earn. Ratios below 1.0 usually signal manageable risk (Investor.gov). Average U.S. non-financial firms held a 0.55 leverage ratio in 2023 (OECD, 2023).
Enter your loan amount, interest rate, term, and payment frequency: the calculator returns the exact periodic payment, total interest, and total paid. A bi-weekly schedule on a 30-year mortgage can trim interest costs by roughly 7 % (Federal Reserve, 2022).
Enter your principal, contribution plan and two interest rates, press “Calculate,” and the script returns future value using continuous-compounding math. Continuous interest applied at 10 % grows $10,000 to about $18,221 in six years (NerdWallet, 2024).
Enter any current price and your original buy price; the tool instantly shows the percentage gain or loss. For example, buying at $80 and valuing today at $104 equals a 30 % gain. Over 60 % of U.S. investors review returns monthly (Gallup, 2022). The calculator uses the simple rac{Market Price – Purchase Price}{Purchase Price} × 100 formula (SEC Investor.gov, 2023).
