Monthly EMI Calculator: Easily Plan Your Loan Repayments

Use the Monthly EMI Calculator to preview fixed loan payments in seconds. Enter loan amount, annual rate and term; the tool applies the annuity formula to return your monthly cost, total interest and overall repayment. Example: a $25,000 loan at 4.8% for 60 months equals ≈ $464 per month—exactly what U.S. auto borrowers pay on average (Experian Auto Finance Report 2023).